Canadian accounts, onboarding in waves

See where you stand.
Calmly.

Nurelvo will read your accounts and tell you what is actually safe to spend, after the bills that have not left yet.

Free to join, and there is no card to enter. We’re onboarding in waves, so this is a place in line: we will email you when your spot opens.

Read-only by design. Nurelvo can see your transactions. It can never move your money.

Safe to spend, to 31 August

Sample

CA$1,240.18

1 Augtoday31 Aug

Money in

+CA$8,420.00

Money out

CA$5,280.00

An example panel with sample figures, not a real account.

Built for Canadian banking. Nurelvo will connect through Plaid to

  • Scotiabank
  • RBC
  • TD
  • BMO
  • Tangerine
  • Desjardins
  • and the rest of the majors

What we can see, and what we can never do

Nurelvo will connect to your bank through Plaid, the service most Canadian money apps use to talk to financial institutions. You sign in at your own bank, inside Plaid, and what comes back to Nurelvo is a read-only key. It can fetch your transactions and balances. It has no ability to move a dollar.

What Nurelvo reads

Your transactions
Merchant, amount, date, and the category they fall into.
Your balances
The current and available balance on each account you choose to connect.
Which accounts you connected
The institution, the kind of account, and the last few digits, so you can tell two chequing accounts apart. Never the full number.

What Nurelvo can never do

Move your money
The connection is read-only. There is no transfer, no payment, and no withdrawal anywhere in Nurelvo, so moving money is not something it can be asked to do.
See your banking password
You sign in at your own bank, inside Plaid. Those credentials never reach Nurelvo, and we have nothing to store or leak.
Sell what it learns
Not to advertisers, not to data brokers, not to anyone, for any reason.
Keep your data once you are done
Disconnect an account and new data stops arriving. Ask us to delete your account and we delete the data behind it, then confirm when it is gone.

Every line above is written out in full in the privacy policy, including how Plaid handles your data.

How it reads your money

The same panel, three moments. Nothing below is a separate screen you have to go and find.

  1. Before you connect

    The panel is honest about being empty.

    No invented score, no sample numbers dressed up as yours. An instrument with nothing attached reads nothing, and says so.

    Safe to spend

    Nothing to read yet

  2. The day you connect

    Your accounts arrive as balances, not as homework.

    You sign in at your bank through Plaid and pick the accounts you want read. The history comes with them, already sorted, with nothing to categorise by hand.

    Accounts, first read

    Chequing
    CA$2,180.42
    Savings
    CA$9,940.00
    Credit card
    CA$1,120.87
  3. Every ordinary day after

    One figure, with what is leaving already taken out.

    Nurelvo holds back the bills that are scheduled and shows you the rest. That is the ten-second read: what is genuinely yours to spend between now and the end of the month.

    Safe to spend, to 31 August

    CA$1,240.18

    1 Augtoday31 Aug

    Rent of CA$1,850.00 leaves in 4 days, and is already held back from the figure above.

Sample figures throughout.

Pricing and access

The whole of it, in three lines.

Today
Free. Joining the waitlist costs nothing, starts nothing, and asks for no card.
Later
There will be paid tiers. The bank connections behind Nurelvo cost money, and we would rather say that now than spring it on you.
Before that changes
Waitlist members hear the pricing from us first, before it goes live. Nothing you do today quietly turns into a charge.

Leave your email. We will bring you in.

Nurelvo is for people who would rather know than guess. If that is you, take a place in line and we will reach out when the next wave opens.